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Homeowners Insurance

LexElite® Homeowners Insurance can respond to numerous substantial and complex exposures. Flexible coverage can be provided for mid to high-value properties, older homes, secondary/seasonal residences, rental properties (long- and short-term), builders risks and homes with prior losses. LexElite Excess Flood, Personal Umbrella Liability/Excess Personal Liability, or a Personal Articles Floater can be added by endorsement--opening the way to rate discounts and closing dangerous gaps in coverage.

Features and Benefits Back To Top
  • Industry-accepted ISO HO3 policy forms modified to tailor coverage for these risks
  • High dwelling coverage limits may be available
  • Wind and earthquake coverage may be available
  • Wind deductible buybacks may be available
  • Home business coverage may be available
  • "Replacement Cost," "All Risk" coverage on contents and numerous ISO endorsements may be available
  • Builders Risk policies can be converted to a full homeowners policy upon completion (optional premises liability, theft of building materials and extended coverage available)
  • Optional golf cart coverage (physical damage and liability)
  • Competitive rates and deductibles
  • Incidental business coverage and increased limits on business property endorsements may be available
  • Limited mold and pollution protection may be available
 
Marketing Materials Back To Top

Brokers interested in AIG Companies' products can find out more by clicking the highlight sheets below:

LexElite Marketing Sheet (.doc)

LexElite Brochure (.pdf)

LexElite Pamphlet (.pdf)

LexElite Eco-Homeowner Brochure (.pdf)

Upgrade to Green Brochure (.pdf)

Claims Back To Top

LexElite® claims are handled by professionals experienced in processing claims for complex personal lines exposures. The LexElite® claims staff is dedicated to personal lines business. Working within personal lines helps to enhance the technical proficiency of our claims staff. It also allows us to provide an attention to detail that helps to ensure claims are settled efficiently and in a timely manner. Whenever possible, LexElite® claims professionals use local adjusting firms to help speed the claims settlement process.

LexElite® personal lines products can offer exceptionally stable solutions for personal lines exposures standard markets typically cannot or will not touch.

Homeowners Claims
Fax: (866)603-5519 
E-mail: lexingtonhomeownerproperty@aig.com
Mail: Lexington Insurance Co. 
100 Summer Street
Boston, MA 02110

Upgrade to Green Back To Top
Why subject your client to homeowner coverage that, in the event of a loss, merely repairs or rebuilds a home to yesterday’s environmental  standards?  Upgrade to GreenSM Residential from Lexington Insurance Company is for today’s environmentally conscious homeowners who, in the event of a covered loss, want their insurer to help them improve the energy efficiency of their home while promoting the use of environmentally sustainability resources. More information is available on Upgrade to Green in our press release.
Family Security Back To Top

LexElite® Homeowners Insurance can be easily expanded to include innovative Family Security Insurance for a nominal additional premium.

Family Security Insurance provides timely, two-fold protection that addresses the fast-growing threat of identify theft and accident risks all homeowners face.

Learn more about Family Security Insurance (.pdf).