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Homeowners Insurance

LexElite® Homeowners Insurance can respond to numerous substantial and complex exposures. Flexible homeowners insurance coverage can be provided for mid to high-value properties, older homes, secondary/seasonal residences, rental properties (long- and short-term), builders risks and homes with prior losses. LexElite Excess Flood, Personal Umbrella Liability/Excess Personal Liability, or a Personal Articles Floater can be added by endorsement--opening the way to rate discounts and closing dangerous gaps in coverage.

Features and Benefits Back To Top
  • Industry-accepted ISO HO3 policy forms modified to tailor coverage for these risks
  • High dwelling coverage limits may be available
  • Wind and earthquake coverage may be available
  • Wind deductible buybacks may be available
  • Home business coverage may be available
  • "Replacement Cost," "All Risk" coverage on contents and numerous ISO endorsements may be available
  • Builders Risk policies can be converted to a full homeowners policy upon completion (optional premises liability, theft of building materials and extended coverage available)
  • Optional golf cart coverage (physical damage and liability)
  • Competitive rates and deductibles
  • Incidental business coverage and increased limits on business property endorsements may be available
  • Limited mold and pollution protection may be available
  • Mechanical breakdown coverage inclusive
  • Optional ID theft & ADD coverage
 

LexElite® claims are handled by professionals experienced in processing claims for complex personal lines exposures. The LexElite® claims staff is dedicated to personal lines business. Working within personal lines helps to enhance the technical proficiency of our claims staff. It also allows us to provide an attention to detail that helps to ensure claims are settled efficiently and in a timely manner. Whenever possible, LexElite® claims professionals use local adjusting firms to help speed the claims settlement process.

LexElite® personal lines products can offer exceptionally stable solutions for personal lines exposures standard markets typically cannot or will not touch.

Homeowners Claims
Fax: (866)603-5519 
E-mail: lexingtonhomeownerproperty@aiuholdings.com
Mail: Lexington Insurance Co. 
100 Summer Street
Boston, MA 02110

Applications and Forms Back To Top

The applications below are for the exclusive use of licensed surplus lines insurance brokers. As a surplus lines insurer, Lexington Insurance Company does not accept applications from or provide quotes to individuals.

Acord Supplemental (.doc)
Supplemental Acord application for Lexington Insurance Company.

Builder's Risk Supplemental (.doc)
Supplemental application for Lexington Insurance Company's LexElite Personal Lines Homeowners Builder's Risk Insurance.

Homeowners Dwelling Fire Application (.pdf)
Application form for the Lexington Insurance Company's Homeowners/Dwelling insurance program.

LLC Corporate Owned Supplemental (.doc)
Lexington Insurance Company's Supplemental Corporate Named Insured questionnaire.

Unprotected Questionnaire (.doc)
Lexington Insurance Company's Unprotected Rating questionnaire.

Upgrade to Green Back To Top
Why subject your client to homeowner coverage that, in the event of a loss, merely repairs or rebuilds a home to yesterday’s environmental  standards Upgrade to GreenSM Residential from Lexington Insurance Company is for today’s environmentally conscious homeowners who, in the event of a covered loss, want their insurer to help them improve the energy efficiency of their home while promoting the use of environmentally sustainability resources. More information is available on Upgrade to Green in our press release.
LexElite Eco-HomeownerSM Back To Top

LexElite Eco-Homeowner is available as an endorsement to the LexElite® homeowner policy. The endorsement adds new coverage for loss of income or extra expense resulting from physical damage to alternative energy generating systems and significantly enhances the coverage available for trees, shrubs, and plants.

Coverage Highlights