AIG is a major player in the Real Estate Insurance Market. As such, we are continually reviewing our portfolio of products to see if there are areas that we can expand into to provide more options and opportunities for our customers. We have developed a multi-line, guaranteed cost, admitted product that can include property, crime, inland marine, primary and excess liability and automobile coverages aimed at middle market accounts. Our product focus includes: Office buildings, Suburban office parks, Open air shopping centers – Lessors Risk, Limited Habitation exposure ( up to 25%).

This is a flexible ISO based package with the availability of the Property One form for custom property coverages, examples:
• Property Limits up to $25m per location (higher limits available upon request)
• Crime Coverage - $50,000 (form A)
• Guaranteed Cost GL $1m limits/$2m aggregate
• Auto Coverage - $1m CSL
• Umbrella Limits - $10m
• Workers Compensation Coverage (some state exceptions)
• Environmental Coverages (available upon request, monoline at this stage)
• Valuable Papers and Records coverage up to $100,000
• Off Premises Utility Failure
• Newly Acquired Premises - $500,000
• Limited coverage for Fungus, Wet, Dry Rot and Bacteria - $15,000
• Equipment Breakdown